Privacy Policy:

Verico CML Canadian Mortgage Lender Inc.

 

Overview

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Verico CML Canadian Mortgage Lender Inc. (CML Canadian Mortgage Lender) is committed to providing you with excellent service and maintaining a high level of security and respect for your right to privacy. As financial services providers, we have a professional obligation to maintain in confidence information we receive within our role as a financial services provider. The purpose of this Privacy Policy is to advise you why we ask for personal information, how we use it, what safeguards we employ and how to contact us with any privacy related matters.

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In this Privacy Policy, “Personal Information” means information that is gathered in connection with an application, pre-approval, request for information for a mortgage or loan and insurance or any other product through CML Canadian Mortgage Lender.

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What Personal Information Does CML Canadian Mortgage Lender collect?

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We may collect personal information about you from the information you provide to us when you fill out an application or complete an online form from our website. We may also receive personal information about you from consumer reporting agencies, your transactions with us, our affiliates or others. This information may include:

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Financial Information, Name, Address, Social Insurance Number, Account Numbers, Telephone Number, or Email Address.

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Your consent is mandatory because without it we will not be able to carry out the appropriate inquiries and it may impede our ability to offer you the credit product you request. In most cases, your consent is given on the forms used for specific products or a separate form. You will also notice that the declaration of consent is clear and unambiguous.

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Why Is Personal Information Collected?

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CML Canadian Mortgage Lender collects and uses personal information for the following purposes: 

• To provide mortgage brokering services to the client and offer products and services that are best suited to their needs.

• Checking client credit worthiness through credit bureau inquiry and personal information agents who have information on a client’s financial position.

• Compliance with all municipal, provincial federal and other applicable laws.

• For marketing research and for the marketing of our products and services to you.

 

Do You Share Personal Information About Me?

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We may share information about you with other companies for the purpose of securing your mortgage financing. We may share information about you with our suppliers and service providers for their use in providing services, or within CML Canadian Mortgage Lender for marketing purposes as allowed by law.  Also, we may share information about you with credit reporting agencies when you complete an online form or mortgage application.Any company with which we share information about you for the above purposes is contractually required to comply with confidentiality standards. We may disclose information about you as required or permitted by law. We do not sell information about you to anyone.

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How Can I Review, Change or Correct Information You Collect?

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We are committed to maintaining accurate and up-to-date information on all of our customers. We may provide you with access to account information in different ways, for example, over the telephone, online or on paper.

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If you have completed and saved, but have not submitted, an online form or application you may be able to make certain changes to the information you have provided to us before it is submitted. If you are unable to make changes to the information you have provided to us online, you may contact us in order to do so.

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How Do You Protect Personal Information?

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CML Canadian Mortgage Lender strives to ensure sufficient safeguards are in place to protect against loss, theft, unauthorized access, disclosure, use or modification of clients personal information in our care. We use various methods to safeguard personal information including physical security, electronic and procedural safeguards, destruction of information no longer needed and contractual protection with all employees and third parties.

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Will CML Canadian Mortgage Lender Make Changes To This Privacy Policy?

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This statement is effective Dec7th, 2010 and remains in effect until amended. CML Canadian Mortgage Lender reserves the right to amend this Privacy Policy or alter its privacy principles at its sole discretion without notice to you.

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How Do I Contact CML Canadian Mortgage Lender if I Have Questions About This Statement?

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If you have any questions or comments regarding the management of your personal information, contact: CML Canadian Mortgage Lender, email:info@cmlmortgages.com